Arrange Financing

Get a Mortgage Pre-Approval

An important ingredient in a successful home search is knowing how much you can afford. You don’t want to fall in love with a property only to find out it’s outside your price range.

That’s why I recommend getting a Mortgage Pre-Approval. This is a document from your bank or other lender stating how much of a mortgage they are willing to give you. There are two advantages to getting this pre-approval:

  • It gives you the peace-of-mind of knowing you can afford homes you view on the market, and won’t have problems arranging financing.
  • It’s a sign to sellers that you are a serious, prepared buyer – which gives you the edge when making an offer.

You can arrange for a Mortgage Pre-Approval with your bank or other lender, or by working with a good mortgage broker. I’m well-connected in the local real estate scene, so if you want me to recommend a reputable broker or lender, please contact me.

How Much Home Can You Afford?

Banks and lenders use specific criteria to determine how much of a mortgage they’re willing to offer you. They look at your income, expenses, credit history and employment status, as well as the down payment you plan to make on a home. It may seem like a scary process, but it is actually straightforward. You can usually get a Mortgage Pre-Approval in a day. You’ll be glad that you did.

By knowing what you can afford, you can confidently shop within that price range. For example, if you qualify for a $250,000 mortgage, and you have another $100,000 available as a down payment, you can look for homes in the $350,000 range.

Have questions about arranging financing? Please submit the form below or call or email me.


The Mike McElwee Group Recommended Lender List:

Matt Gaulke

Great Midwest Bank

Vice President

Hartland Office

O: (262) 367-7594

M: (262) 844-3984/Text or Call

NMLS 296387


Ben Revak

Cross Country Mortgage

Loan Officer

Office/Cell 414.436.8973

Fax 414.206.2337

With 12+ years of experience in mortgage lending and real estate investing, I understand that every situation is unique. I enjoy providing expert guidance and education throughout the entire mortgage process. Some of the unique situations I can help with are First Time Home-buyers, Down Payment Assistance, FHA, VA, 203k and USDA zero down payment loans. I also specialize in non-traditional loans for self-employed borrowers and investors including residual income, debt coverage ratio loans, asset depletion and bank statement income verification. Don’t hesitate to reach out to me to talk through options prior to applying!

NMLS3029 NMLS1605190 NMLS506822


Dave Wickert

Accunet Mortgage

Click Here To Learn More About Accunet Mortgage

N16W23217 Stone Ridge Dr #110
Waukesha, WI 53188
Toll-Free: 877-299-9797


The Accunet Mortgage and Realty Show, February 10th, 2019

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